Consumer Finance

The key aspects of the Consumer Finance sector not only include securing affordable funding, determining the lending rate and relevant fees, and managing credit default risk, but also logistics, distribution channels and operating costs management, and the ever-increasing state regulations play an important role as well.

Thorough many years of experience, our professionals have become specialists in these aspects, providing advisory services to different types of clients: Banks, Credit Card issuers and Retail Chains.

We provide the following services for the Consumer Finance Industry:

  • Business Strategy
    • We provided assistance in the creation of the private label credit business, asset origination and the development of new business opportunities for the top credit cards, mutual companies, cooperatives and financial companies in the country.
    • We are industry leaders in developing financing strategies based on the capital market.
    • We have developed a wide range of strategic solutions to meet regulatory requirements.
  • Corporate Finance Advisory
    • Market research on the global and sectorial industry, location of branches and identification of potential customers.
    • We collaborated in monitoring and controlling business processes and creating efficiencies. We were also involved in the assessment of the key risk indicators in the industry.
    • Periodic sector reports at both local and international level.
    • We developed AQC (Asset Quality Control) to assess the risk of consumer loan portfolios.
  • M&A
    • We provided advisory services to one of the leading banks in the country in the acquisition of one of the top credit cards issued by a non-banking entity.
    • We provided assistance to leading banks for the sale of NPL portfolios.
  • Valuation
    • We valuated one of the most important electronic payment companies in the region;
    • We valuated one of the main consumer finance companies from inland Argentina.
  • Securitization
    • Since 1996 we have developed securitization programs of a wide range of consumer loans for different banks and companies.
    • We hold a leading position as Revision and Control Agents (Master Servicer) for Entities acting as Trustees in asset securitization processes.



Milestones